Tips for Lowering Auto Insurance Rates in Birmingham

Lowering Auto Insurance Rates and Students with Good Grades

Automobile Accidents and Automobile Insurance According to the Alabama Department of Transportation, once very four minutes an automobile accident happens somewhere in the state. These sobering statistics are increased for more densely populated areas like Birmingham. Having minimum levels of liability insurance in order to prove financial responsibility is a requirement for operating a motor vehicle in and around Birmingham. It's often a good … [Read more...]

Infinity Property & Casualty Offers Nonstandard Auto Insurance

Infinity Nonstandard Auto Insurance

New Kid in the Auto Insurance Industry Block Infinity Property & Casualty Corporation is a relative newcomer to the auto insurance industry, with its Infinity Insurance having begun operation in 2002. Headquartered in Birmingham, Alabama, Infinity specializes in offering nonstandard car insurance to individuals whose driving history and other factors such as prior DUI, accident claims, vehicle type or ticketed violations may make it difficult … [Read more...]

Getting Best Deal When Purchasing Alabama Car Insurance

Defensive Driving and Alabama Car Insurance Discount

Since having liability automobile insurance to show proof of financial responsibility is mandatory in Alabama, drivers must be able to afford at least the minimum coverage of a policy featurin $25,000 injury liability for one person, $50,000 in injury coverage for all individuals involved in an accident, and $25,000 minimum coverage for any property damage resulting from one incident. Drivers can help to keep their Alabama car insurance costs as … [Read more...]

Birmingham Auto Facts

Birmingham Auto Facts

Birmingham, Alabama, with a population of almost 213,000 residents, is the largest city in the state. According to studies done by the National Traffic Safety Administration, Birmingham is the 14th most dangerous of any American city to drive in. The city averages almost 14 car crashes for every 100,000 people, with one out of every six accident involving a pedestrian. ┬áThe leading cause of traffic accidents in this busy metropolitan area … [Read more...]

Key Things to Know About Alabama Driving Statistics

Alabama Driving Statistics

Alabama has the highest number of licensed drivers of any state in the Southern U.S., with 803 drivers per 1,000 residents according to the U.S. Department of Transportation. Operating any motor vehicle other than a farm tractor in Alabama requires a driver's license, obtained by either exchanging a current valid out of state driver's license or passing a drivers examination that includes both a written and on the road test. Alabama drivers … [Read more...]

Insuring Multiple Cars Qualifies for Auto Insurance Discount

Multiple Cars and Auto Insurance Discount

When families sit down to evaluate their annual budget, consolidating auto insurance coverage under one carrier for everyone in the household who drives a car is one of the best ways to save some money and lower every family member's insurance rates. The simple act of insuring more than one car with the same insurance carrier automatically qualifies you for discounts as deep as 25% off the company's best regular rates. Consolidating to One … [Read more...]

Alabama Auto Insurance Requirements and Minimums

Alabama Auto Insurance Requirements

Key Facts About Alabama Auto Insurance Requirements and Minimums Like many other states, Alabama requires that anyone who registers or drives a vehicle in their state meet certain financial responsibility requirements in order to drive legally. Two ways some drivers do this is by obtaining either a Motor Vehicle Liability Bond or a Certificate of Cash Bond in the amount of no less than $50,000. But the more traditionl way of proving financial … [Read more...]

Alabama Ranks Among Highest In Uninsured Motorists

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Alabama Ranks Among Highest In Uninsured Motorists Driving in Alabama can prove hazardous to your wallet and possibly your life because the state ranks as the third highest in the nation for uninsured drivers, with an unsettling 26% of drivers on the road never bothering to get the insurance coverage that is required by law. Birmingham alone has an average of 74 car accidents in its metropolitan area annually, meaning that almost 19 of those … [Read more...]

Personal Or Commercial: Birmingham Car Insurance Has The Best Quotes For You

The reality is that many Americans today are dual income earners with a "day job" and often a small business that is run out of their home or second office. Most people in that situation use their family car for both personal and business use, and may not have contacted their car insurance provider to inquire about additional car insurance. If this describes you,it may be important to take a look at your car insurance policy to be sure you have … [Read more...]

How To Lower Your Student Car Insurance Rates

We all want to try and save money wherever we can, especially with the way the economy is right now. If you are a student you are probably scraping for cash all the time. Luckily, there are ways for students to get a reduced rate and lower their car insurance. Lowering your rates can help you save money for school, and help take the pressure off you. The car insurance industry will help you out, but they do not make it very easy. … [Read more...]