Tips for Lowering Auto Insurance Rates in Birmingham

Lowering Auto Insurance Rates and Students with Good Grades

Automobile Accidents and Automobile Insurance According to the Alabama Department of Transportation, once very four minutes an automobile accident happens somewhere in the state. These sobering statistics are increased for more densely populated areas like Birmingham. Having minimum levels of liability insurance in order to prove financial responsibility is a requirement for operating a motor vehicle in and around Birmingham. It's often a good … [Read more...]

Birmingham Auto Facts

Birmingham Auto Facts

Birmingham, Alabama, with a population of almost 213,000 residents, is the largest city in the state. According to studies done by the National Traffic Safety Administration, Birmingham is the 14th most dangerous of any American city to drive in. The city averages almost 14 car crashes for every 100,000 people, with one out of every six accident involving a pedestrian. ┬áThe leading cause of traffic accidents in this busy metropolitan area … [Read more...]

Key Things to Know About Alabama Driving Statistics

Alabama Driving Statistics

Alabama has the highest number of licensed drivers of any state in the Southern U.S., with 803 drivers per 1,000 residents according to the U.S. Department of Transportation. Operating any motor vehicle other than a farm tractor in Alabama requires a driver's license, obtained by either exchanging a current valid out of state driver's license or passing a drivers examination that includes both a written and on the road test. Alabama drivers … [Read more...]

Alabama Auto Insurance Requirements and Minimums

Alabama Auto Insurance Requirements

Key Facts About Alabama Auto Insurance Requirements and Minimums Like many other states, Alabama requires that anyone who registers or drives a vehicle in their state meet certain financial responsibility requirements in order to drive legally. Two ways some drivers do this is by obtaining either a Motor Vehicle Liability Bond or a Certificate of Cash Bond in the amount of no less than $50,000. But the more traditionl way of proving financial … [Read more...]

Alabama Ranks Among Highest In Uninsured Motorists

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Alabama Ranks Among Highest In Uninsured Motorists Driving in Alabama can prove hazardous to your wallet and possibly your life because the state ranks as the third highest in the nation for uninsured drivers, with an unsettling 26% of drivers on the road never bothering to get the insurance coverage that is required by law. Birmingham alone has an average of 74 car accidents in its metropolitan area annually, meaning that almost 19 of those … [Read more...]

How To Lower Your Student Car Insurance Rates

We all want to try and save money wherever we can, especially with the way the economy is right now. If you are a student you are probably scraping for cash all the time. Luckily, there are ways for students to get a reduced rate and lower their car insurance. Lowering your rates can help you save money for school, and help take the pressure off you. The car insurance industry will help you out, but they do not make it very easy. … [Read more...]

Birmingham Car Insurance Rates

When it comes to car insurance, you're well-advised to shop around for prices. Comparing car insurance rates is important for a number of reasons. First, it provides you with a basic outline of what the current market rates are for your area and your type of vehicle. Also, it allows you to learn about a number of different plans, all of which may offer varying services and coverage at different rates. … [Read more...]